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HR 5816 · in committee · niche

HELP FEDs Act

What this bill does

  • The bill waives late fees and penalties for federal employees who miss student loan payments during government shutdowns.
  • Federal employees with education loans are affected, along with loan servicers and credit reporting agencies.
  • The bill applies retroactively to disruptions starting October 1, 2025, with no new spending required.

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Community Threads

Started by Cosponsor

  1. 01

    How would waiving late fees during shutdowns affect federal employees' credit scores and long-term borrowing costs compared to current policy?

  2. 02

    What evidence exists that federal employees face disproportionate hardship from student loan penalties when shutdowns disrupt their paychecks?

  3. 03

    Should this protection extend beyond federal employees to other workers whose income is interrupted by circumstances beyond their control?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · D-TX-30

Jasmine Crockett

Citizen cosponsors

0

In Congress

15/ 435

House Reps cosponsoring

Introduced 2025-10-24

Joining the bill

+ 3 more

Legislative timeline

  1. 2025-10-24 · house · IntroReferral

    Referred to the House Committee on Education and Workforce.

  2. 2025-10-24 · IntroReferral

    Introduced in House

  3. 2025-10-24 · IntroReferral

    Introduced in House

Congress.gov ↗

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