HR 754 · in committee · major
Investing in Main Street Act of 2025
- economy
What this bill does
- Banks are allowed to invest up to 15% of their capital in small business investment companies, up from the current 5% limit.
- Small banks and community financial institutions are affected, as well as small businesses seeking investment capital.
- The change takes effect upon enactment with no specified federal cost or appropriation required.
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Community Threads
Started by Cosponsor
- 01
How might increasing the capital investment cap from 5% to 15% affect small banks' ability to lend to other businesses in their communities?
- 02
What evidence suggests that small businesses currently lack access to investment capital that this increased bank investment would address?
- 03
How could this change create different outcomes for small businesses in rural versus urban areas with varying access to community financial institutions?
Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · D-CA-28
Judy Chu
Citizen cosponsors
0
In Congress
4/ 435
House Reps cosponsoring
Introduced 2025-02-25
Joining the bill
Legislative timeline
2025-02-25 · senate · IntroReferral
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
2025-02-24 · house · Floor
Motion to reconsider laid on the table Agreed to without objection.
2025-02-24 · house · Floor
On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H743)
2025-02-24 · Floor
Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H743)
2025-02-24 · house · Floor
DEBATE - The House proceeded with forty minutes of debate on H.R. 754.
2025-02-24 · house · Floor
Considered under suspension of the rules. (consideration: CR H743-745)
2025-02-24 · house · Floor
Mr. Williams (TX) moved to suspend the rules and pass the bill.
2025-01-28 · house · IntroReferral
Referred to the House Committee on Small Business.
2025-01-28 · IntroReferral
Introduced in House
2025-01-28 · IntroReferral
Introduced in House

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