HR 2094 · in committee · significant
HELPER Act of 2025
- housing
What this bill does
- This bill creates a mortgage assistance program for law enforcement, teachers, firefighters, and first responders.
- Eligible individuals can obtain a first-time home mortgage with no down payment required.
- The program is administered by HUD and uses upfront mortgage insurance premiums instead of down payments.
Generated by claude-haiku-4-5
Community Threads
Started by Cosponsor
- 01
How would this no-down-payment mortgage program for first responders affect housing affordability compared to existing down payment assistance programs?
- 02
Which federal agency or taxpayer group would bear the financial risk if borrowers default on these mortgages without down payments?
- 03
What eligibility criteria would define which law enforcement, teacher, firefighter, and first responder positions qualify for this mortgage assistance?
Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.
Sponsor · R-FL-5
John H. Rutherford
Citizen cosponsors
0
In Congress
127/ 435
House Reps cosponsoring
Introduced 2025-03-14
Joining the bill
Josh Gottheimer
D-NJ-5 · original
Andrew R. Garbarino
R-NY-2 · original
Bonnie Watson Coleman
D-NJ-12 · original
David G. Valadao
R-CA-22
Salud O. Carbajal
D-CA-24
Daniel Meuser
R-PA-9
William R. Keating
D-MA-9
Brittany Pettersen
D-CO-7
Dwight Evans
D-PA-3
Jim Costa
D-CA-21
Mike Kelly
R-PA-16
Julia Brownley
D-CA-26
+ 115 more
Legislative timeline
2025-03-14 · house · IntroReferral
Referred to the House Committee on Financial Services.
2025-03-14 · IntroReferral
Introduced in House
2025-03-14 · IntroReferral
Introduced in House
Citizen comments
Sign in to comment on this bill.
No comments yet — be the first.