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HR 1759 · in committee · significant

Affordable PLUS Repayment Options for Parents Act of 2025

What this bill does

  • This bill allows Parent PLUS Loan borrowers to use income-based and income-contingent repayment plans without consolidating their loans.
  • Parents who borrowed federal student loans for their children are affected by this expanded repayment flexibility.
  • The bill takes effect immediately for new and existing borrowers with no specified federal cost impact.

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Community Threads

Started by Cosponsor

  1. 01

    How would allowing Parent PLUS borrowers to access income-based repayment without consolidation change monthly payments for parents across different income levels?

  2. 02

    What trade-offs exist between expanding repayment flexibility for parents and potential effects on total loan repayment timelines and interest costs?

  3. 03

    Why do Parent PLUS loans currently require consolidation to access income-based repayment, and what problems does removing that requirement solve?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · D-CA-43

Maxine Waters

Citizen cosponsors

0

In Congress

21/ 435

House Reps cosponsoring

Introduced 2025-02-27

Joining the bill

+ 9 more

Legislative timeline

  1. 2025-02-27 · house · IntroReferral

    Referred to the House Committee on Education and Workforce.

  2. 2025-02-27 · IntroReferral

    Introduced in House

  3. 2025-02-27 · IntroReferral

    Introduced in House

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