SJRES 28 · enacted · significant
A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".
- technology
- economy
What this bill does
- This resolution cancels a Consumer Financial Protection Bureau rule defining which payment app companies must comply with federal supervision.
- Payment app companies with at least 50 million annual transactions are affected by the rule being nullified.
- The rule was finalized December 10, 2024, and this resolution would immediately void it if passed.
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Community Threads
Started by Cosponsor
- 01
What potential risks or benefits do you see from removing federal supervision requirements for payment apps processing 50 million or more annual transactions?
- 02
How might this decision affect consumer protections when using digital payment applications compared to traditional banking services?
- 03
Should the threshold of 50 million transactions determine which payment companies face federal oversight, or would a different standard be more appropriate?
Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-NE
Pete Ricketts
Citizen cosponsors
0
In Congress
5/ 100
Senators cosponsoring
Introduced 2025-05-09
Joining the bill
Legislative timeline
2025-05-09 · President
Became Public Law No: 119-11.
2025-05-09 · BecameLaw
Became Public Law No: 119-11.
2025-05-09 · President
Signed by President.
2025-05-09 · BecameLaw
Signed by President.
2025-05-05 · house · Floor
Presented to President.
2025-05-05 · President
Presented to President.
2025-04-09 · house · Floor
Motion to reconsider laid on the table Agreed to without objection.
2025-04-09 · house · Floor
On passage Passed by the Yeas and Nays: 219 - 211 (Roll no. 95). (text: CR H1514)
2025-04-09 · Floor
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 219 - 211 (Roll no. 95). (text: CR H1514: 2)
2025-04-09 · house · Floor
Considered as unfinished business. (consideration: CR H1532-1533)
2025-04-09 · house · Floor
POSTPONED PROCEEDINGS - At the conclusion of debate on S.J. Res. 28, the Chair put the question on passage of the joint resolution and by voice vote, announced that the ayes had prevailed. Mr. Hill (AR) demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.
2025-04-09 · house · Floor
The previous question was ordered pursuant to the rule.
2025-04-09 · house · Floor
DEBATE - The House proceeded with one hour of debate on S.J. Res. 28.
2025-04-09 · house · Floor
Rule provides for consideration of S.J. Res. 18, S.J. Res. 28, H.R. 1526 and H.R. 22. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28.
2025-04-09 · house · Floor
Considered under the provisions of rule H. Res. 294. (consideration: CR H1514-1519)
2025-04-07 · house · Floor
Rules Committee Resolution H. Res. 294 Reported to House. Rule provides for consideration of S.J. Res. 18, S.J. Res. 28, H.R. 1526 and H.R. 22. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28.
2025-04-01 · house · Floor
Rule H. Res. 282 failed passage of House.
2025-04-01 · house · Floor
Rules Committee Resolution H. Res. 282 Reported to House. Rule provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18 and S.J. Res. 28. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28. The resolution also provides that H. Res. 23 and H. Res. 164 are laid on the table.
2025-03-10 · house · Floor
Held at the Desk
2025-03-10 · house · Floor
Received in the House
2025-03-06 · senate · Floor
Message on Senate action sent to the House.
2025-03-05 · senate · Floor
Passed Senate without amendment by Yea-Nay Vote. 51 - 47. Record Vote Number: 106.
2025-03-05 · Floor
Passed/agreed to in Senate: Passed Senate without amendment by Yea-Nay Vote. 51 - 47. Record Vote Number: 106.
2025-03-05 · senate · Floor
Considered by Senate. (consideration: CR S1503, S1510-1511, S1520-1521)
2025-03-04 · senate · Floor
Measure laid before Senate by motion. (consideration: CR S1489)

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