S 427 · in committee · significant
TAILOR Act of 2025
- economy
What this bill does
- Federal financial regulators must tailor supervision to reduce burdens on institutions based on their risk profiles.
- Community banks and other financial institutions are affected by revised regulatory requirements.
- Regulators must report to Congress on tailoring actions; certain community bank reporting requirements are reduced.
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Community Threads
Started by Cosponsor
- 01
How should regulators balance reducing compliance burdens on community banks against maintaining safeguards that protect depositors and the financial system?
- 02
What specific reporting requirements should be eliminated or streamlined for community banks, and what information would regulators lose by doing so?
- 03
Which financial institutions would benefit most from tailored supervision under this bill, and could reduced oversight for some banks create competitive advantages or risks?
Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.
Sponsor · R-SD
Mike Rounds
Citizen cosponsors
0
In Congress
6/ 100
Senators cosponsoring
Introduced 2025-02-05
Joining the bill
Legislative timeline
2025-02-05 · senate · IntroReferral
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
2025-02-05 · IntroReferral
Introduced in Senate
Citizen comments
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