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S 2556 · in committee · major

Protecting Health Care and Lowering Costs Act

What this bill does

  • This bill makes premium tax credits for health insurance permanent and expands eligibility by removing income limits.
  • Millions of taxpayers buying insurance through exchanges and low-to-middle income individuals are affected.
  • The bill lowers the percentage of income required to qualify and costs federal revenue through expanded tax credits.

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Community Threads

Started by Cosponsor

  1. 01

    How would removing income limits on premium tax credits affect federal tax revenue, and what spending trade-offs might Congress need to make?

  2. 02

    Which groups of currently ineligible people would benefit most from expanded health insurance credits under this proposal?

  3. 03

    What evidence suggests that making these credits permanent rather than temporary would improve insurance enrollment or affordability?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · D-NY

Charles E. Schumer

Citizen cosponsors

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In Congress

46/ 100

Senators cosponsoring

Introduced 2025-07-30

Joining the bill

+ 34 more

Legislative timeline

  1. 2025-07-30 · senate · IntroReferral

    Read twice and referred to the Committee on Finance. (text: CR S4908)

  2. 2025-07-30 · IntroReferral

    Introduced in Senate

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