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S 1222 · in committee · major

Financial Freedom Act of 2025

What this bill does

  • The bill prevents the Department of Labor from restricting what investments can be offered in certain employer retirement plans.
  • It affects employers offering 401(k) plans and similar retirement accounts where workers can choose their own investments.
  • The bill takes effect upon enactment and removes existing investment limitation rules.

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Community Threads

Started by Cosponsor

  1. 01

    How might removing Department of Labor investment restrictions affect workers' ability to understand and evaluate the risks in their 401(k) choices?

  2. 02

    What trade-offs exist between employer flexibility in offering investments and worker protections against high-risk or unsuitable retirement fund options?

  3. 03

    Which employers and workers would be most affected by eliminating current investment limitation rules in retirement plans?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-AL

Tommy Tuberville

Citizen cosponsors

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In Congress

3/ 100

Senators cosponsoring

Introduced 2025-04-01

Joining the bill

Legislative timeline

  1. 2025-04-01 · senate · IntroReferral

    Read twice and referred to the Committee on Health, Education, Labor, and Pensions.

  2. 2025-04-01 · IntroReferral

    Introduced in Senate

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