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HR 7887 · in committee · significant

Incentivizing Safe and Sound Banking Act

What this bill does

  • The bill lets banking regulators restrict stock sales by bank officers and directors during enforcement actions for unsafe practices.
  • Bank executives and senior officers at large banks are affected by automatic stock sale prohibitions based on regulatory ratings.
  • The restrictions apply immediately when triggered by enforcement actions or risk management ratings without requiring separate approval.

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Community Threads

Started by Cosponsor

  1. 01

    How would restricting executive stock sales during enforcement actions change incentives for bank safety compared to current penalties like fines?

  2. 02

    What evidence exists that bank officers' stock ownership patterns correlate with risky banking practices that regulators seek to prevent?

  3. 03

    Which stakeholders—depositors, shareholders, employees, or taxpayers—would benefit most if this bill reduces unsafe banking behavior?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · D-CA-43

Maxine Waters

Citizen cosponsors

0

In Congress

0/ 435

House Reps cosponsoring

Introduced 2026-03-09

Legislative timeline

  1. 2026-03-09 · house · IntroReferral

    Referred to the House Committee on Financial Services.

  2. 2026-03-09 · IntroReferral

    Introduced in House

  3. 2026-03-09 · IntroReferral

    Introduced in House

Congress.gov ↗

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