HR 7128 · introduced · significant

TRIA Program Reauthorization Act of 2026

What this bill does

The bill extends the Terrorism Risk Insurance Program, which helps insurers cover losses from terrorist attacks, through 2034.
Insurance companies and their customers who purchase property and casualty coverage are affected by this program.
Starting in 2029, the bill raises the threshold of losses needed to trigger program coverage and clarifies Treasury's authority to notify the public about terrorism determinations.

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Community Threads

Started by Cosponsor

01
How might raising the loss threshold in 2029 change insurance costs or availability for property owners in high-risk areas?
02
What evidence supports the claim that the terrorism insurance program is necessary for insurers to remain solvent after a major attack?
03
Who bears financial responsibility if actual terrorism losses exceed what insurers and the Treasury can cover under this extended program?

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Sponsor · R-NE-1

Mike Flood

Citizen cosponsors

In Congress

4/ 435

House Reps cosponsoring

Introduced 2026-03-19

Joining the bill

Legislative timeline

2026-03-19 · house · Calendars
Placed on the Union Calendar, Calendar No. 482.
2026-03-19 · house · Committee
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-561.
2026-03-19 · Committee
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-561.
2026-01-22 · house · Committee
Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 2.
2026-01-22 · house · Committee
Committee Consideration and Mark-up Session Held
2026-01-16 · house · IntroReferral
Referred to the House Committee on Financial Services.
2026-01-16 · IntroReferral
Introduced in House
2026-01-16 · IntroReferral
Introduced in House

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