HR 6546 · introduced · significant
Merger Process Review Act
- economy
What this bill does
- The bill requires federal banking regulators' inspectors general to review merger application processes every three years.
- It affects the Federal Reserve, OCC, FDIC, and NCUA and their oversight of bank mergers.
- No new spending is authorized; reviews must be completed and recommendations reported within the three-year cycle.
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Community Threads
Started by Cosponsor
- 01
How might mandatory three-year reviews of merger processes change the timeline and costs for banks seeking regulatory approval?
- 02
Which aspects of current merger oversight do you think regulators should examine most closely in these periodic reviews?
- 03
What trade-offs exist between requiring more frequent inspector general reviews and maintaining efficient regulatory decision-making for mergers?
Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-TX-25
Roger Williams
Citizen cosponsors
0
In Congress
2/ 435
House Reps cosponsoring
Introduced 2026-02-25
Joining the bill
Legislative timeline
2026-02-25 · house · Calendars
Placed on the Union Calendar, Calendar No. 453.
2026-02-25 · house · Committee
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-528.
2026-02-25 · Committee
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-528.
2025-12-17 · house · Committee
Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0.
2025-12-17 · house · Committee
Committee Consideration and Mark-up Session Held
2025-12-16 · house · Committee
Committee Consideration and Mark-up Session Held
2025-12-09 · house · IntroReferral
Referred to the House Committee on Financial Services.
2025-12-09 · IntroReferral
Introduced in House
2025-12-09 · IntroReferral
Introduced in House
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