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HR 6546 · introduced · significant

Merger Process Review Act

What this bill does

  • The bill requires federal banking regulators' inspectors general to review merger application processes every three years.
  • It affects the Federal Reserve, OCC, FDIC, and NCUA and their oversight of bank mergers.
  • No new spending is authorized; reviews must be completed and recommendations reported within the three-year cycle.

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Community Threads

Started by Cosponsor

  1. 01

    How might mandatory three-year reviews of merger processes change the timeline and costs for banks seeking regulatory approval?

  2. 02

    Which aspects of current merger oversight do you think regulators should examine most closely in these periodic reviews?

  3. 03

    What trade-offs exist between requiring more frequent inspector general reviews and maintaining efficient regulatory decision-making for mergers?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-TX-25

Roger Williams

Citizen cosponsors

0

In Congress

2/ 435

House Reps cosponsoring

Introduced 2026-02-25

Joining the bill

Legislative timeline

  1. 2026-02-25 · house · Calendars

    Placed on the Union Calendar, Calendar No. 453.

  2. 2026-02-25 · house · Committee

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-528.

  3. 2026-02-25 · Committee

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-528.

  4. 2025-12-17 · house · Committee

    Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 0.

  5. 2025-12-17 · house · Committee

    Committee Consideration and Mark-up Session Held

  6. 2025-12-16 · house · Committee

    Committee Consideration and Mark-up Session Held

  7. 2025-12-09 · house · IntroReferral

    Referred to the House Committee on Financial Services.

  8. 2025-12-09 · IntroReferral

    Introduced in House

  9. 2025-12-09 · IntroReferral

    Introduced in House

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