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HR 6544 · introduced · significant

REVIEW Act of 2025

What this bill does

  • Federal financial agencies must review their regulations every 7 years instead of every 10 years.
  • Banks and credit unions are affected by these more frequent regulatory reviews.
  • The reviews now assess cumulative regulatory impacts on credit access, costs, and economic activity.

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Community Threads

Started by Cosponsor

  1. 01

    How would more frequent regulatory reviews every 7 years instead of 10 years affect banks' ability to plan long-term compliance strategies?

  2. 02

    What specific evidence shows that current 10-year review cycles have reduced credit access or increased costs for borrowers?

  3. 03

    Which financial institutions would bear the largest compliance burden from accelerated regulatory reviews, and who would ultimately pay those costs?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-SC-4

William R. Timmons IV

Citizen cosponsors

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In Congress

0/ 435

House Reps cosponsoring

Introduced 2026-02-25

Legislative timeline

  1. 2026-02-25 · house · Calendars

    Placed on the Union Calendar, Calendar No. 452.

  2. 2026-02-25 · house · Committee

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-527.

  3. 2026-02-25 · Committee

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-527.

  4. 2025-12-17 · house · Committee

    Ordered to be Reported (Amended) by the Yeas and Nays: 30 - 23.

  5. 2025-12-17 · house · Committee

    Committee Consideration and Mark-up Session Held

  6. 2025-12-16 · house · Committee

    Committee Consideration and Mark-up Session Held

  7. 2025-12-09 · house · IntroReferral

    Referred to the House Committee on Financial Services.

  8. 2025-12-09 · IntroReferral

    Introduced in House

  9. 2025-12-09 · IntroReferral

    Introduced in House

Congress.gov ↗

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