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HR 6536 · introduced · major

Rural Depositories Revitalization Study Act

What this bill does

  • Federal banking agencies must study ways to support rural banks and improve their profitability.
  • Rural depository institutions and communities that depend on local banking services are affected.
  • Agencies must report findings on regulatory barriers within a timeframe set by the bill.

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Community Threads

Started by Cosponsor

  1. 01

    What specific regulatory barriers do rural banks face that urban or larger institutions do not encounter?

  2. 02

    How might reducing regulations on rural banks affect lending practices and credit availability in those communities?

  3. 03

    What evidence suggests that profitability challenges at rural banks stem from regulatory burden rather than other market factors?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-SC-5

Ralph Norman

Citizen cosponsors

0

In Congress

3/ 435

House Reps cosponsoring

Introduced 2026-02-02

Joining the bill

Legislative timeline

  1. 2026-02-02 · house · Calendars

    Placed on the Union Calendar, Calendar No. 404.

  2. 2026-02-02 · house · Committee

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-473.

  3. 2026-02-02 · Committee

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-473.

  4. 2025-12-17 · house · Committee

    Ordered to be Reported (Amended) by the Yeas and Nays: 50 - 0.

  5. 2025-12-17 · house · Committee

    Committee Consideration and Mark-up Session Held

  6. 2025-12-16 · house · Committee

    Committee Consideration and Mark-up Session Held

  7. 2025-12-09 · house · IntroReferral

    Referred to the House Committee on Financial Services.

  8. 2025-12-09 · IntroReferral

    Introduced in House

  9. 2025-12-09 · IntroReferral

    Introduced in House

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