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HR 5788 · in committee · niche

504 Program Risk Oversight Act

What this bill does

  • The SBA must conduct annual risk analyses of all loans guaranteed under the 504 small business loan program.
  • Small businesses that use the 504 program for financing major assets are affected by this oversight requirement.
  • The SBA must report findings and mitigation steps annually, with no new appropriations specified.

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Community Threads

Started by Cosponsor

  1. 01

    How would annual risk analyses of 504 loans affect small businesses' access to financing and borrowing costs?

  2. 02

    What specific risks is the SBA currently missing without mandatory annual oversight of the 504 loan portfolio?

  3. 03

    Should Congress fund the SBA's additional analytical work, or should these oversight costs come from existing agency budgets?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · D-CA-45

Derek Tran

Citizen cosponsors

0

In Congress

3/ 435

House Reps cosponsoring

Introduced 2026-01-26

Joining the bill

Legislative timeline

  1. 2026-01-26 · senate · IntroReferral

    Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.

  2. 2026-01-20 · house · Floor

    Motion to reconsider laid on the table Agreed to without objection.

  3. 2026-01-20 · house · Floor

    On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H933)

  4. 2026-01-20 · Floor

    Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H933)

  5. 2026-01-20 · house · Floor

    DEBATE - The House proceeded with forty minutes of debate on H.R. 5788.

  6. 2026-01-20 · house · Floor

    Considered under suspension of the rules. (consideration: CR H932-934)

  7. 2026-01-20 · house · Floor

    Mr. Williams (TX) moved to suspend the rules and pass the bill.

  8. 2025-12-12 · house · Calendars

    Placed on the Union Calendar, Calendar No. 352.

  9. 2025-12-12 · house · Committee

    Reported by the Committee on Small Business. H. Rept. 119-404.

  10. 2025-12-12 · Committee

    Reported by the Committee on Small Business. H. Rept. 119-404.

  11. 2025-11-18 · house · Committee

    Ordered to be Reported by the Yeas and Nays: 27 - 0.

  12. 2025-11-18 · house · Committee

    Committee Consideration and Mark-up Session Held

  13. 2025-10-17 · house · IntroReferral

    Referred to the House Committee on Small Business.

  14. 2025-10-17 · IntroReferral

    Introduced in House

  15. 2025-10-17 · IntroReferral

    Introduced in House

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