HR 5788 · in committee · niche
504 Program Risk Oversight Act
- economy
What this bill does
- The SBA must conduct annual risk analyses of all loans guaranteed under the 504 small business loan program.
- Small businesses that use the 504 program for financing major assets are affected by this oversight requirement.
- The SBA must report findings and mitigation steps annually, with no new appropriations specified.
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Community Threads
Started by Cosponsor
- 01
How would annual risk analyses of 504 loans affect small businesses' access to financing and borrowing costs?
- 02
What specific risks is the SBA currently missing without mandatory annual oversight of the 504 loan portfolio?
- 03
Should Congress fund the SBA's additional analytical work, or should these oversight costs come from existing agency budgets?
Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · D-CA-45
Derek Tran
Citizen cosponsors
0
In Congress
3/ 435
House Reps cosponsoring
Introduced 2026-01-26
Joining the bill
Legislative timeline
2026-01-26 · senate · IntroReferral
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
2026-01-20 · house · Floor
Motion to reconsider laid on the table Agreed to without objection.
2026-01-20 · house · Floor
On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H933)
2026-01-20 · Floor
Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by voice vote. (text: CR H933)
2026-01-20 · house · Floor
DEBATE - The House proceeded with forty minutes of debate on H.R. 5788.
2026-01-20 · house · Floor
Considered under suspension of the rules. (consideration: CR H932-934)
2026-01-20 · house · Floor
Mr. Williams (TX) moved to suspend the rules and pass the bill.
2025-12-12 · house · Calendars
Placed on the Union Calendar, Calendar No. 352.
2025-12-12 · house · Committee
Reported by the Committee on Small Business. H. Rept. 119-404.
2025-12-12 · Committee
Reported by the Committee on Small Business. H. Rept. 119-404.
2025-11-18 · house · Committee
Ordered to be Reported by the Yeas and Nays: 27 - 0.
2025-11-18 · house · Committee
Committee Consideration and Mark-up Session Held
2025-10-17 · house · IntroReferral
Referred to the House Committee on Small Business.
2025-10-17 · IntroReferral
Introduced in House
2025-10-17 · IntroReferral
Introduced in House

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