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HR 5763 · in committee · significant

Main Street Parity Act

What this bill does

  • The bill reduces equity requirements for SBA loans used to buy or build business facilities.
  • Small businesses seeking loans for property acquisition and construction are affected.
  • Borrowers must provide 5% less equity upfront for limited or single-purpose properties.

Generated by claude-haiku-4-5

Community Threads

Started by Cosponsor

  1. 01

    How would reducing equity requirements from current levels to 5% less affect a small business owner's personal financial risk when borrowing for property?

  2. 02

    What evidence supports the claim that lower equity requirements will help small businesses access financing that they currently cannot obtain?

  3. 03

    Which types of small businesses would benefit most from this equity reduction, and could it disadvantage businesses unable to meet even the lower threshold?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-TX-25

Roger Williams

Citizen cosponsors

0

In Congress

4/ 435

House Reps cosponsoring

Introduced 2026-01-26

Joining the bill

Legislative timeline

  1. 2026-01-26 · senate · IntroReferral

    Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.

  2. 2026-01-20 · house · Floor

    Motion to reconsider laid on the table Agreed to without objection.

  3. 2026-01-20 · house · Floor

    On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 383 - 8 (Roll no. 32). (text: CR H930)

  4. 2026-01-20 · Floor

    Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 383 - 8 (Roll no. 32). (text: CR H930)

  5. 2026-01-20 · house · Floor

    Considered as unfinished business. (consideration: CR H939-940)

  6. 2026-01-20 · house · Floor

    At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.

  7. 2026-01-20 · house · Floor

    DEBATE - The House proceeded with forty minutes of debate on H.R. 5763.

  8. 2026-01-20 · house · Floor

    Considered under suspension of the rules. (consideration: CR H930-931)

  9. 2026-01-20 · house · Floor

    Mr. Williams (TX) moved to suspend the rules and pass the bill.

  10. 2025-12-12 · house · Calendars

    Placed on the Union Calendar, Calendar No. 354.

  11. 2025-12-12 · house · Committee

    Reported by the Committee on Small Business. H. Rept. 119-406.

  12. 2025-12-12 · Committee

    Reported by the Committee on Small Business. H. Rept. 119-406.

  13. 2025-11-18 · house · Committee

    Ordered to be Reported by the Yeas and Nays: 27 - 0.

  14. 2025-11-18 · house · Committee

    Committee Consideration and Mark-up Session Held

  15. 2025-10-14 · IntroReferral

    Introduced in House

  16. 2025-10-14 · house · IntroReferral

    Referred to the House Committee on Small Business.

  17. 2025-10-14 · IntroReferral

    Introduced in House

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