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HR 550 · in committee · niche

Wildfire Insurance Coverage Study Act of 2025

What this bill does

  • The bill requires the Government Accountability Office to study wildfire risk trends, insurance availability, and coverage costs.
  • Homeowners, businesses, and states dealing with wildfire risk are affected by this study.
  • No direct federal spending is required; the GAO will issue reports on findings and recommendations.

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Community Threads

Started by Cosponsor

  1. 01

    How might the GAO's findings on wildfire insurance availability inform whether federal intervention is needed to help homeowners in high-risk areas?

  2. 02

    What specific data about coverage costs and risk trends would be most useful for states and insurers to develop their own wildfire protection strategies?

  3. 03

    If the study reveals significant gaps in insurance availability, what trade-offs exist between federal involvement and market-based solutions?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · D-CA-43

Maxine Waters

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House Reps cosponsoring

Introduced 2025-01-16

Joining the bill

Legislative timeline

  1. 2025-01-16 · house · IntroReferral

    Referred to the House Committee on Financial Services.

  2. 2025-01-16 · IntroReferral

    Introduced in House

  3. 2025-01-16 · IntroReferral

    Introduced in House

Congress.gov ↗

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