HR 5291 · introduced · significant
Merchant Banking Modernization Act
- economy
What this bill does
- Financial holding companies can hold merchant banking investments for up to 15 years instead of the current 10-year limit.
- Large financial institutions and their private equity portfolio companies are affected by this change.
- The Federal Reserve Board will review extensions beyond the 15-year period on a case-by-case basis.
Generated by claude-haiku-4-5
Community Threads
Started by Cosponsor
- 01
How might extending the merchant banking investment holding period from 10 to 15 years affect the types of companies that financial institutions choose to acquire?
- 02
What trade-offs exist between giving financial holding companies longer time horizons for returns and maintaining separation between banking and private equity activities?
- 03
Under what conditions should the Federal Reserve approve case-by-case extensions beyond 15 years, and what oversight mechanisms would ensure accountability?
Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-TX-25
Roger Williams
Citizen cosponsors
0
In Congress
1/ 435
House Reps cosponsoring
Introduced 2025-11-04
Joining the bill
Legislative timeline
2025-11-04 · house · Calendars
Placed on the Union Calendar, Calendar No. 320.
2025-11-04 · house · Committee
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-368.
2025-11-04 · Committee
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-368.
2025-09-16 · house · Committee
Ordered to be Reported (Amended) by the Yeas and Nays: 35 - 17.
2025-09-16 · house · Committee
Committee Consideration and Mark-up Session Held
2025-09-10 · house · IntroReferral
Referred to the House Committee on Financial Services.
2025-09-10 · IntroReferral
Introduced in House
2025-09-10 · IntroReferral
Introduced in House
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