HR 481 · in committee · significant
Protecting Homeowners from Disaster Act of 2025
- taxes
What this bill does
- The bill removes the cap on tax deductions for personal casualty losses from disasters.
- Homeowners who suffer unreimbursed losses from disasters can claim larger deductions.
- The change applies to losses sustained after 2024 and restores deductions previously limited to federally declared disasters.
Generated by claude-haiku-4-5
Community Threads
Started by Cosponsor
- 01
How would removing the tax deduction cap for disaster losses affect federal revenue, and who would benefit most from this change?
- 02
Should disaster loss deductions be limited to federally declared disasters, or should homeowners be able to claim losses from other major events?
- 03
What evidence exists that the current deduction cap prevents homeowners from recovering financially after disasters?
Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · D-CA-26
Julia Brownley
Citizen cosponsors
0
In Congress
1/ 435
House Reps cosponsoring
Introduced 2025-01-16
Joining the bill
Legislative timeline
2025-01-16 · house · IntroReferral
Referred to the House Committee on Ways and Means.
2025-01-16 · IntroReferral
Introduced in House
2025-01-16 · IntroReferral
Introduced in House
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