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HR 4056 · in committee · significant

RAMP Act

What this bill does

  • This bill restricts lawsuits against insurance plans that fail to pay as the primary insurer when Medicare is secondary.
  • It affects workers, retirees, and others with group health plans, workers' comp, auto insurance, or liability coverage.
  • The change eliminates private lawsuits for non-group plans, applying restrictions only to employer group health plans.

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Community Threads

Started by Cosponsor

  1. 01

    How would eliminating private lawsuits against group health plans change incentives for insurers to correctly coordinate benefits with Medicare?

  2. 02

    Which groups—workers, retirees, or others with group coverage—would be most affected by losing the ability to sue for unpaid primary claims?

  3. 03

    What evidence supports the claim that restricting lawsuits reduces costs or improves outcomes compared to preserving the right to sue?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-FL-12

Gus M. Bilirakis

Citizen cosponsors

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In Congress

1/ 435

House Reps cosponsoring

Introduced 2025-06-20

Joining the bill

Legislative timeline

  1. 2025-06-20 · house · IntroReferral

    Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  2. 2025-06-20 · house · IntroReferral

    Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  3. 2025-06-20 · IntroReferral

    Introduced in House

  4. 2025-06-20 · IntroReferral

    Introduced in House

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