HR 3682 · in committee · significant
Financial Stability Oversight Council Improvement Act of 2025
- economy
What this bill does
- The bill requires the Financial Stability Oversight Council to explore alternative actions before designating nonbank financial companies for Federal Reserve supervision.
- Nonbank financial companies and the Financial Stability Oversight Council are directly affected by this requirement.
- The bill changes the process for designating systemically important financial institutions without specified costs or timeline.
Generated by claude-haiku-4-5
Community Threads
Started by Cosponsor
- 01
What alternative supervisory actions should the Financial Stability Oversight Council consider before designating nonbank financial companies as systemically important?
- 02
How might requiring exploration of alternatives before designation affect the Council's ability to respond quickly to emerging financial risks?
- 03
Which nonbank financial companies could benefit from delayed or avoided Federal Reserve supervision under this process change?
Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · D-IL-11
Bill Foster
Citizen cosponsors
0
In Congress
20/ 435
House Reps cosponsoring
Introduced 2026-02-11
Joining the bill

Bill Huizenga
R-MI-4 · original

Josh Gottheimer
D-NJ-5

Young Kim
R-CA-40

Brad Sherman
D-CA-32

Brittany Pettersen
D-CO-7

Frank D. Lucas
R-OK-3

Ritchie Torres
D-NY-15

Daniel Meuser
R-PA-9

Emanuel Cleaver
D-MO-5

Chrissy Houlahan
D-PA-6

David Scott
D-GA-13

Bradley Scott Schneider
D-IL-10
+ 8 more
Legislative timeline
2026-02-11 · senate · IntroReferral
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
2026-02-09 · house · Floor
Motion to reconsider laid on the table Agreed to without objection.
2026-02-09 · house · Floor
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2074)
2026-02-09 · Floor
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2074)
2026-02-09 · house · Floor
DEBATE - The House proceeded with forty minutes of debate on H.R. 3682.
2026-02-09 · house · Floor
Considered under suspension of the rules. (consideration: CR H2074-2076)
2026-02-09 · house · Floor
Mr. Hill (AR) moved to suspend the rules and pass the bill, as amended.
2025-11-04 · house · Calendars
Placed on the Union Calendar, Calendar No. 316.
2025-11-04 · house · Committee
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-364.
2025-11-04 · Committee
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-364.
2025-09-16 · house · Committee
Ordered to be Reported (Amended) by the Yeas and Nays: 47 - 4.
2025-09-16 · house · Committee
Committee Consideration and Mark-up Session Held
2025-06-03 · house · IntroReferral
Referred to the House Committee on Financial Services.
2025-06-03 · IntroReferral
Introduced in House
2025-06-03 · IntroReferral
Introduced in House
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