HR 3645 · introduced · significant
ACCESS Act of 2025
- economy
What this bill does
- The bill raises the crowdfunding threshold from $100,000 to $250,000 where companies don't need audited financial statements.
- Small businesses and startups using crowdfunding to raise capital are affected by the reduced disclosure requirements.
- The SEC can increase the threshold further to $400,000 if recommended by small business and investor advocate offices.
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Community Threads
Started by Cosponsor
- 01
How might reducing audit requirements for crowdfunded companies between $100,000 and $250,000 affect investor protections versus access to capital for startups?
- 02
Which small businesses would benefit most from higher crowdfunding thresholds, and what risks might emerge for investors in companies with less financial transparency?
- 03
What evidence supports raising disclosure thresholds, and how would the SEC decide whether increasing the limit to $400,000 serves both small businesses and investor interests?
Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.
Sponsor · R-PA-9
Daniel Meuser
Citizen cosponsors
0
In Congress
4/ 435
House Reps cosponsoring
Introduced 2025-07-15
Joining the bill
Legislative timeline
2025-07-15 · house · Calendars
Placed on the Union Calendar, Calendar No. 166.
2025-07-15 · house · Committee
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-203.
2025-07-15 · Committee
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-203.
2025-06-10 · house · Committee
Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 0.
2025-06-10 · house · Committee
Committee Consideration and Mark-up Session Held
2025-05-29 · house · IntroReferral
Referred to the House Committee on Financial Services.
2025-05-29 · IntroReferral
Introduced in House
2025-05-29 · IntroReferral
Introduced in House
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