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HR 3174 · introduced · significant

Made in America Manufacturing Finance Act

What this bill does

  • This bill increases the maximum loan amounts available to small manufacturers through SBA lending programs.
  • Small manufacturing businesses seeking working capital or financing for facilities are affected.
  • The bill doubles 7(a) loan limits and raises 504 loan limits to $10 million with no specified cost or implementation timeline.

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Community Threads

Started by Cosponsor

  1. 01

    How would doubling SBA 7(a) loan limits affect competition between small manufacturers and larger industrial firms with direct capital access?

  2. 02

    What evidence suggests small manufacturers need higher loan caps versus other potential constraints like interest rates or lengthy approval processes?

  3. 03

    Who bears the cost if increased SBA lending defaults occur, and how might this affect other federal programs competing for budget resources?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-TX-25

Roger Williams

Citizen cosponsors

0

In Congress

12/ 435

House Reps cosponsoring

Introduced 2025-12-04

Joining the bill

Legislative timeline

  1. 2025-12-04 · senate · Calendars

    Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 283.

  2. 2025-12-04 · senate · Floor

    Senate vitiated previous action of 12/02/2025 by Unanimous Consent.

  3. 2025-12-02 · senate · IntroReferral

    Received in the Senate and Read twice and referred to the Committee on Finance.

  4. 2025-12-01 · house · Floor

    Motion to reconsider laid on the table Agreed to without objection.

  5. 2025-12-01 · house · Floor

    On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4912)

  6. 2025-12-01 · Floor

    Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4912)

  7. 2025-12-01 · house · Floor

    DEBATE - The House proceeded with forty minutes of debate on H.R. 3174.

  8. 2025-12-01 · house · Floor

    Considered under suspension of the rules. (consideration: CR H4912-4913)

  9. 2025-12-01 · house · Floor

    Mr. Williams (TX) moved to suspend the rules and pass the bill, as amended.

  10. 2025-08-15 · house · Calendars

    Placed on the Union Calendar, Calendar No. 182.

  11. 2025-08-15 · house · Committee

    Reported (Amended) by the Committee on Small Business. H. Rept. 119-224.

  12. 2025-08-15 · Committee

    Reported (Amended) by the Committee on Small Business. H. Rept. 119-224.

  13. 2025-07-22 · house · Committee

    Ordered to be Reported (Amended) by Voice Vote.

  14. 2025-07-22 · house · Committee

    Committee Consideration and Mark-up Session Held

  15. 2025-05-01 · house · IntroReferral

    Referred to the House Committee on Small Business.

  16. 2025-05-01 · IntroReferral

    Introduced in House

  17. 2025-05-01 · IntroReferral

    Introduced in House

Congress.gov ↗

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