HR 2987 · in committee · significant
CEASE Act of 2025
- economy
What this bill does
- The bill caps the number of for-profit companies authorized to make small business loans under the 7(a) lending program at 16.
- Small business lending companies and entrepreneurs seeking small business loans are affected by this restriction.
- The cap takes effect upon enactment with no specified implementation costs or timeline for existing lenders.
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Community Threads
Started by Cosponsor
- 01
How would capping for-profit lenders at 16 companies affect small business loan availability and competition in your region?
- 02
What evidence supports the claim that limiting lender competition under the 7(a) program improves outcomes for small business borrowers?
- 03
Should existing lenders beyond the cap of 16 be grandfathered in, or should all lenders compete for those limited slots?
Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-PA-8
Robert P. Bresnahan, Jr.
Citizen cosponsors
0
In Congress
0/ 435
House Reps cosponsoring
Introduced 2025-06-09
Legislative timeline
2025-06-09 · senate · IntroReferral
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
2025-06-05 · house · Floor
Motion to reconsider laid on the table Agreed to without objection.
2025-06-05 · house · Floor
On passage Passed by the Yeas and Nays: 214 - 198 (Roll no. 155). (text of amendment in the nature of a substitute: CR H2489)
2025-06-05 · Floor
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 214 - 198 (Roll no. 155). (text of amendment in the nature of a substitute: CR H2489)
2025-06-05 · house · Floor
On motion to recommit Failed by the Yeas and Nays: 201 - 212 (Roll no. 154).
2025-06-05 · house · Floor
Considered as unfinished business. (consideration: CR H2493-2494)
2025-06-05 · house · Floor
POSTPONED PROCEEDINGS - At the conclusion of debate on H.R. 2987, the Chair put the question on motion to recommit and by voice vote, announced that the noes had prevailed. Ms. Velazquez demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.
2025-06-05 · house · Floor
The previous question on the motion to recommit was ordered pursuant to clause 2(b) of rule XIX.
2025-06-05 · house · Floor
Ms. Velazquez moved to recommit to the Committee on Small Business. (text: CR H2491)
2025-06-05 · house · Floor
The previous question was ordered pursuant to the rule.
2025-06-05 · house · Floor
DEBATE - The House proceeded with one hour of debate on H.R. 2987.
2025-06-05 · house · Floor
Rule provides for consideration of H.R. 2483, H.R. 2931, H.R. 2966 and H.R. 2987. The resolution provides for consideration of H.R. 2483 under a structured rule and for consideration of H.R. 2931, H.R. 2966, and H.R. 2987 under a closed rule. The resolution provides for one hour of debate and one motion to recommit on each bill.
2025-06-05 · house · Floor
Considered under the provisions of rule H. Res. 458. (consideration: CR H2489-2491)
2025-06-04 · house · Floor
Rule H. Res. 458 passed House.
2025-06-03 · house · Floor
Rules Committee Resolution H. Res. 458 Reported to House. Rule provides for consideration of H.R. 2483, H.R. 2931, H.R. 2966 and H.R. 2987. The resolution provides for consideration of H.R. 2483 under a structured rule and for consideration of H.R. 2931, H.R. 2966, and H.R. 2987 under a closed rule. The resolution provides for one hour of debate and one motion to recommit on each bill.
2025-05-21 · house · Calendars
Placed on the Union Calendar, Calendar No. 79.
2025-05-21 · house · Committee
Reported (Amended) by the Committee on Small Business. H. Rept. 119-107.
2025-05-21 · Committee
Reported (Amended) by the Committee on Small Business. H. Rept. 119-107.
2025-04-30 · house · Committee
Ordered to be Reported (Amended) by the Yeas and Nays: 15 - 11.
2025-04-30 · house · Committee
Committee Consideration and Mark-up Session Held
2025-04-24 · house · IntroReferral
Referred to the House Committee on Small Business.
2025-04-24 · IntroReferral
Introduced in House
2025-04-24 · IntroReferral
Introduced in House
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