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HR 2544 · in committee · significant

Financial Freedom Act of 2025

What this bill does

  • The bill prevents the Department of Labor from restricting what investments fiduciaries can offer in employer retirement plans.
  • This affects workers with 401(k) plans and similar accounts that allow self-directed investment choices.
  • The bill takes effect immediately upon passage with no new spending required.

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Community Threads

Started by Cosponsor

  1. 01

    How might removing Department of Labor restrictions on retirement plan investments affect workers' ability to understand and evaluate the risks of their available options?

  2. 02

    What types of investments could fiduciaries potentially offer under this bill that are currently prohibited, and who bears the financial risk if those investments perform poorly?

  3. 03

    How does preventing the Department of Labor from restricting retirement plan investments balance worker choice against protections designed to limit exposure to high-risk or speculative assets?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-FL-19

Byron Donalds

Citizen cosponsors

0

In Congress

0/ 435

House Reps cosponsoring

Introduced 2025-04-01

Legislative timeline

  1. 2025-04-01 · house · IntroReferral

    Referred to the House Committee on Education and Workforce.

  2. 2025-04-01 · IntroReferral

    Introduced in House

  3. 2025-04-01 · IntroReferral

    Introduced in House

Congress.gov ↗

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