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HR 247 · in committee · major

Health Care Affordability Act of 2025

What this bill does

  • This bill makes permanent expanded health insurance subsidies that were temporarily enacted in 2021 and 2022.
  • It affects people buying health insurance through exchanges by increasing their tax credits and removing income caps.
  • The changes take effect after 2025 and cost federal revenue through reduced tax collection on premium credits.

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Community Threads

Started by Cosponsor

  1. 01

    How would making these subsidies permanent affect the federal budget compared to the temporary subsidies that currently expire?

  2. 02

    Which income groups would benefit most from removing the income caps on tax credits, and who might see changes in their coverage costs?

  3. 03

    What evidence exists that expanded subsidies reduce uninsured rates or improve health outcomes compared to the current system?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · D-IL-14

Lauren Underwood

Citizen cosponsors

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In Congress

165/ 435

House Reps cosponsoring

Introduced 2025-01-09

Joining the bill

+ 153 more

Legislative timeline

  1. 2025-01-09 · IntroReferral

    Introduced in House

  2. 2025-01-09 · house · IntroReferral

    Referred to the House Committee on Ways and Means.

  3. 2025-01-09 · IntroReferral

    Introduced in House

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