HR 2413 · in committee · significant
GREEN Appraisals Act of 2025
- climate
What this bill does
- Lenders must notify borrowers that they can request energy reports for properties being mortgaged.
- Mortgage lenders and appraisers handling federally-backed residential loans are affected.
- Appraisers must consider energy reports when valuing properties if borrowers consent to sharing them.
Generated by claude-haiku-4-5
Community Threads
Started by Cosponsor
- 01
How might requiring appraisers to consider energy reports change property valuations for homes with poor energy efficiency?
- 02
Who bears the cost of obtaining and reviewing energy reports, and could this create barriers for certain borrowers?
- 03
What evidence supports that energy efficiency information actually influences lending decisions or reduces long-term mortgage defaults?
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Sponsor · D-IL-6
Sean Casten
Citizen cosponsors
0
In Congress
0/ 435
House Reps cosponsoring
Introduced 2025-03-27
Legislative timeline
2025-03-27 · house · IntroReferral
Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
2025-03-27 · house · IntroReferral
Referred to the Committee on Financial Services, and in addition to the Committee on Veterans' Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
2025-03-27 · IntroReferral
Introduced in House
2025-03-27 · IntroReferral
Introduced in House
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