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HR 2183 · in committee · significant

CFPB Dual Mandate and Economic Analysis Act

What this bill does

  • Creates an Office of Economic Analysis within the CFPB to evaluate impacts of financial rules on consumer choice, price, and credit access.
  • Affects CFPB rulemaking and the consumer financial products market including banks, lenders, and financial service providers.
  • Requires the CFPB to establish success metrics for new rules and measure changes in consumer access to and cost of financial products.

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Community Threads

Started by Cosponsor

  1. 01

    How might requiring the CFPB to analyze impacts on consumer choice and credit access change which financial regulations actually get implemented?

  2. 02

    Who would benefit and who might be disadvantaged if banks and lenders face new economic analysis requirements before CFPB rules take effect?

  3. 03

    What evidence should determine whether measuring rule impacts on credit access and pricing actually improves consumer outcomes or mainly delays protections?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-MN-6

Tom Emmer

Citizen cosponsors

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In Congress

0/ 435

House Reps cosponsoring

Introduced 2025-03-18

Legislative timeline

  1. 2025-03-18 · house · IntroReferral

    Referred to the House Committee on Financial Services.

  2. 2025-03-18 · IntroReferral

    Introduced in House

  3. 2025-03-18 · IntroReferral

    Introduced in House

Congress.gov ↗

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