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HR 1900 · introduced · significant

Bank Failure Prevention Act of 2025

What this bill does

  • This bill speeds up the Federal Reserve's review of bank merger and acquisition applications.
  • Bank holding companies seeking to merge or be acquired are affected by the faster timeline.
  • The Fed must decide within 90 days of submission and cannot use third-party information in decisions.

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Community Threads

Started by Cosponsor

  1. 01

    How might a 90-day merger review timeline affect the Federal Reserve's ability to assess risks compared to longer review periods?

  2. 02

    Which stakeholders—depositors, shareholders, or competitors—could face different outcomes if mergers are approved or denied more quickly?

  3. 03

    What safeguards could replace third-party information if the Fed must decide mergers based only on internal analysis?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-KY-6

Andy Barr

Citizen cosponsors

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In Congress

3/ 435

House Reps cosponsoring

Introduced 2025-06-04

Joining the bill

Legislative timeline

  1. 2025-06-04 · house · Calendars

    Placed on the Union Calendar, Calendar No. 101.

  2. 2025-06-04 · house · Committee

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-132.

  3. 2025-06-04 · Committee

    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-132.

  4. 2025-05-21 · house · Committee

    Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 21.

  5. 2025-05-21 · house · Committee

    Committee Consideration and Mark-up Session Held

  6. 2025-03-06 · house · IntroReferral

    Referred to the House Committee on Financial Services.

  7. 2025-03-06 · IntroReferral

    Introduced in House

  8. 2025-03-06 · IntroReferral

    Introduced in House

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