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HR 1815 · enacted · significant

VA Home Loan Program Reform Act

What this bill does

  • The bill lets the VA pay lenders to prevent foreclosure on veteran home loans and establishes a partial claim program.
  • Veterans with defaulted or at-risk VA home loans are affected, along with mortgage lenders and real estate agents.
  • The partial claim program runs for five years; veterans remain liable to the VA for losses from defaults.

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Community Threads

Started by Cosponsor

  1. 01

    How would VA funding for lender foreclosure prevention affect the housing costs and loan terms for veterans who maintain payments?

  2. 02

    What evidence supports that a five-year partial claim program adequately addresses long-term veteran mortgage defaults and housing stability?

  3. 03

    Which groups bear financial risk if veterans default after receiving VA foreclosure prevention assistance?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-WI-3

Derrick Van Orden

Citizen cosponsors

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In Congress

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House Reps cosponsoring

Introduced 2025-07-30

Legislative timeline

  1. 2025-07-30 · President

    Became Public Law No: 119-31.

  2. 2025-07-30 · BecameLaw

    Became Public Law No: 119-31.

  3. 2025-07-30 · President

    Signed by President.

  4. 2025-07-30 · BecameLaw

    Signed by President.

  5. 2025-07-18 · house · Floor

    Presented to President.

  6. 2025-07-18 · President

    Presented to President.

  7. 2025-07-16 · senate · Floor

    Message on Senate action sent to the House.

  8. 2025-07-15 · senate · Floor

    Passed Senate without amendment by Voice Vote. (consideration: CR S4373-4374)

  9. 2025-07-15 · Floor

    Passed/agreed to in Senate: Passed Senate without amendment by Voice Vote.

  10. 2025-07-15 · senate · Discharge

    Senate Committee on Veterans' Affairs discharged by Unanimous Consent.

  11. 2025-07-15 · Committee

    Senate Committee on Veterans' Affairs discharged by Unanimous Consent.

  12. 2025-05-20 · senate · IntroReferral

    Received in the Senate and Read twice and referred to the Committee on Veterans' Affairs.

  13. 2025-05-19 · house · Floor

    Motion to reconsider laid on the table Agreed to without objection.

  14. 2025-05-19 · house · Floor

    On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2126-2127)

  15. 2025-05-19 · Floor

    Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2126-2127)

  16. 2025-05-19 · house · Floor

    DEBATE - The House proceeded with forty minutes of debate on H.R. 1815.

  17. 2025-05-19 · house · Floor

    Considered under suspension of the rules. (consideration: CR H2126-2129)

  18. 2025-05-19 · house · Floor

    Mr. Bost moved to suspend the rules and pass the bill, as amended.

  19. 2025-05-19 · house · Calendars

    Placed on the Union Calendar, Calendar No. 77.

  20. 2025-05-19 · house · Committee

    Reported (Amended) by the Committee on Veterans' Affairs. H. Rept. 119-104.

  21. 2025-05-19 · Committee

    Reported (Amended) by the Committee on Veterans' Affairs. H. Rept. 119-104.

  22. 2025-05-06 · house · Committee

    Committee Consideration and Mark-up Session Held

  23. 2025-04-09 · house · Committee

    Forwarded by Subcommittee to Full Committee (Amended) by Voice Vote.

  24. 2025-04-09 · house · Committee

    Subcommittee Consideration and Mark-up Session Held

  25. 2025-03-10 · house · Committee

    Subcommittee Hearings Held

Congress.gov ↗

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