HR 1815 · enacted · significant
VA Home Loan Program Reform Act
- veterans
What this bill does
- The bill lets the VA pay lenders to prevent foreclosure on veteran home loans and establishes a partial claim program.
- Veterans with defaulted or at-risk VA home loans are affected, along with mortgage lenders and real estate agents.
- The partial claim program runs for five years; veterans remain liable to the VA for losses from defaults.
Generated by claude-haiku-4-5
Community Threads
Started by Cosponsor
- 01
How would VA funding for lender foreclosure prevention affect the housing costs and loan terms for veterans who maintain payments?
- 02
What evidence supports that a five-year partial claim program adequately addresses long-term veteran mortgage defaults and housing stability?
- 03
Which groups bear financial risk if veterans default after receiving VA foreclosure prevention assistance?
Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-WI-3
Derrick Van Orden
Citizen cosponsors
0
In Congress
0/ 435
House Reps cosponsoring
Introduced 2025-07-30
Legislative timeline
2025-07-30 · President
Became Public Law No: 119-31.
2025-07-30 · BecameLaw
Became Public Law No: 119-31.
2025-07-30 · President
Signed by President.
2025-07-30 · BecameLaw
Signed by President.
2025-07-18 · house · Floor
Presented to President.
2025-07-18 · President
Presented to President.
2025-07-16 · senate · Floor
Message on Senate action sent to the House.
2025-07-15 · senate · Floor
Passed Senate without amendment by Voice Vote. (consideration: CR S4373-4374)
2025-07-15 · Floor
Passed/agreed to in Senate: Passed Senate without amendment by Voice Vote.
2025-07-15 · senate · Discharge
Senate Committee on Veterans' Affairs discharged by Unanimous Consent.
2025-07-15 · Committee
Senate Committee on Veterans' Affairs discharged by Unanimous Consent.
2025-05-20 · senate · IntroReferral
Received in the Senate and Read twice and referred to the Committee on Veterans' Affairs.
2025-05-19 · house · Floor
Motion to reconsider laid on the table Agreed to without objection.
2025-05-19 · house · Floor
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2126-2127)
2025-05-19 · Floor
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2126-2127)
2025-05-19 · house · Floor
DEBATE - The House proceeded with forty minutes of debate on H.R. 1815.
2025-05-19 · house · Floor
Considered under suspension of the rules. (consideration: CR H2126-2129)
2025-05-19 · house · Floor
Mr. Bost moved to suspend the rules and pass the bill, as amended.
2025-05-19 · house · Calendars
Placed on the Union Calendar, Calendar No. 77.
2025-05-19 · house · Committee
Reported (Amended) by the Committee on Veterans' Affairs. H. Rept. 119-104.
2025-05-19 · Committee
Reported (Amended) by the Committee on Veterans' Affairs. H. Rept. 119-104.
2025-05-06 · house · Committee
Committee Consideration and Mark-up Session Held
2025-04-09 · house · Committee
Forwarded by Subcommittee to Full Committee (Amended) by Voice Vote.
2025-04-09 · house · Committee
Subcommittee Consideration and Mark-up Session Held
2025-03-10 · house · Committee
Subcommittee Hearings Held
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