HR 1803 · in committee · niche
Fair Access to Co-ops for Veterans Act of 2025
- veterans
- housing
What this bill does
- The VA can guarantee loans for veterans buying into cooperative housing where they own stock to occupy a residential unit.
- Veterans seeking to purchase cooperative housing memberships are eligible for this loan guarantee program.
- The VA charges a 3.25% fee on co-op loans and guarantees up to 25% of loans over $144,000.
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Community Threads
Started by Cosponsor
- 01
How might a 3.25% fee on VA-guaranteed co-op loans affect veterans' ability to afford cooperative housing compared to traditional home purchases?
- 02
What evidence supports that cooperative housing models address housing affordability gaps for veterans that existing VA loan programs do not cover?
- 03
If the VA guarantees only 25% of co-op loans over $144,000, how would veterans finance the remaining 75% of their down payment or mortgage?
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Sponsor · D-NY-6
Grace Meng
Citizen cosponsors
0
In Congress
4/ 435
House Reps cosponsoring
Introduced 2026-02-24
Joining the bill
Legislative timeline
2026-02-24 · house · Committee
Forwarded by Subcommittee to Full Committee by Voice Vote.
2026-02-24 · house · Committee
Subcommittee Consideration and Mark-up Session Held
2025-03-11 · house · Committee
Subcommittee Hearings Held
2025-03-10 · house · Committee
Referred to the Subcommittee on Economic Opportunity.
2025-03-03 · house · IntroReferral
Referred to the House Committee on Veterans' Affairs.
2025-03-03 · IntroReferral
Introduced in House
2025-03-03 · IntroReferral
Introduced in House

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