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HR 1803 · in committee · niche

Fair Access to Co-ops for Veterans Act of 2025

What this bill does

  • The VA can guarantee loans for veterans buying into cooperative housing where they own stock to occupy a residential unit.
  • Veterans seeking to purchase cooperative housing memberships are eligible for this loan guarantee program.
  • The VA charges a 3.25% fee on co-op loans and guarantees up to 25% of loans over $144,000.

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Community Threads

Started by Cosponsor

  1. 01

    How might a 3.25% fee on VA-guaranteed co-op loans affect veterans' ability to afford cooperative housing compared to traditional home purchases?

  2. 02

    What evidence supports that cooperative housing models address housing affordability gaps for veterans that existing VA loan programs do not cover?

  3. 03

    If the VA guarantees only 25% of co-op loans over $144,000, how would veterans finance the remaining 75% of their down payment or mortgage?

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Sponsor · D-NY-6

Grace Meng

Citizen cosponsors

0

In Congress

4/ 435

House Reps cosponsoring

Introduced 2026-02-24

Joining the bill

Legislative timeline

  1. 2026-02-24 · house · Committee

    Forwarded by Subcommittee to Full Committee by Voice Vote.

  2. 2026-02-24 · house · Committee

    Subcommittee Consideration and Mark-up Session Held

  3. 2025-03-11 · house · Committee

    Subcommittee Hearings Held

  4. 2025-03-10 · house · Committee

    Referred to the Subcommittee on Economic Opportunity.

  5. 2025-03-03 · house · IntroReferral

    Referred to the House Committee on Veterans' Affairs.

  6. 2025-03-03 · IntroReferral

    Introduced in House

  7. 2025-03-03 · IntroReferral

    Introduced in House

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