HR 166 · in committee · significant
Fair Lending for All Act
- civil rights
What this bill does
- The bill expands federal fair lending laws to protect people from credit discrimination based on sexual orientation, gender identity, and zip code.
- Banks, lenders, and credit companies must comply with these new protections when evaluating loan applications.
- The Consumer Financial Protection Bureau will enforce the rules and create a new office to test for lending discrimination.
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Community Threads
Started by Cosponsor
- 01
How would lenders currently verify compliance with sexual orientation and gender identity protections without collecting demographic data that fair lending law typically restricts?
- 02
What evidence exists that discrimination based on zip code occurs in lending, and how would that differ from existing fair lending protections?
- 03
Which financial institutions would face the highest compliance costs, and could those costs affect credit availability or pricing for borrowers?
Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.
Sponsor · D-TX-9
Al Green
Citizen cosponsors
0
In Congress
0/ 435
House Reps cosponsoring
Introduced 2025-01-03
Legislative timeline
2025-01-03 · house · IntroReferral
Referred to the House Committee on Financial Services.
2025-01-03 · IntroReferral
Introduced in House
2025-01-03 · IntroReferral
Introduced in House
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