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HR 1246 · in committee · significant

Investing in Rural America Act of 2025

What this bill does

  • Farm Credit System institutions can now provide loans for essential community facilities like healthcare, schools, and utilities in rural areas.
  • Rural communities and Farm Credit System lenders are affected by this expansion of their lending authority.
  • Loans cannot exceed 15% of an institution's total outstanding loans, and lenders must offer co-lending opportunities to other institutions.

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Community Threads

Started by Cosponsor

  1. 01

    How might expanding Farm Credit System lending into healthcare and utilities affect rural communities' access to capital compared to current lending options?

  2. 02

    What safeguards does the 15% loan cap and co-lending requirement create to prevent concentrated risk in rural lending institutions?

  3. 03

    Which rural areas lack adequate healthcare and utilities infrastructure, and could this bill realistically address those gaps given existing Farm Credit System capacity?

Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-MN-7

Michelle Fischbach

Citizen cosponsors

0

In Congress

26/ 435

House Reps cosponsoring

Introduced 2025-03-20

Joining the bill

+ 14 more

Legislative timeline

  1. 2025-03-20 · house · Committee

    Referred to the Subcommittee on Commodity Markets, Digital Assets, and Rural Development.

  2. 2025-03-20 · house · Committee

    Referred to the Subcommittee on General Farm Commodities, Risk Management, and Credit.

  3. 2025-02-12 · house · IntroReferral

    Referred to the House Committee on Agriculture.

  4. 2025-02-12 · IntroReferral

    Introduced in House

  5. 2025-02-12 · IntroReferral

    Introduced in House

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