HR 1138 · in committee · major
Payment Choice Act of 2025
- economy
What this bill does
- Requires retail businesses to accept cash for in-person purchases of $500 or less.
- Affects all retail businesses that accept in-person payments at physical locations.
- Enforced through civil penalties and damages; businesses may offer fee-free prepaid cards as alternative.
Generated by claude-haiku-4-5
Community Threads
Started by Cosponsor
- 01
How would requiring cash acceptance affect small retailers operating in areas with limited physical security or high theft risk?
- 02
What evidence exists that consumers without bank accounts face barriers to purchasing goods that this cash requirement would address?
- 03
If a business offers a fee-free prepaid card as an alternative to cash, how would that option change the bill's practical impact on unbanked populations?
Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-TN-6
John W. Rose
Citizen cosponsors
0
In Congress
22/ 435
House Reps cosponsoring
Introduced 2025-02-07
Joining the bill

Glenn Ivey
D-MD-4 · original

Donald Norcross
D-NJ-1 · original

Joyce Beatty
D-OH-3 · original

Warren Davidson
R-OH-8 · original

Christopher H. Smith
R-NJ-4 · original

Josh Gottheimer
D-NJ-5 · original

Sylvia R. Garcia
D-TX-29 · original

David Kustoff
R-TN-8 · original

Cleo Fields
D-LA-6

John H. Rutherford
R-FL-5

Marlin A. Stutzman
R-IN-3

Brad Sherman
D-CA-32
+ 10 more
Legislative timeline
2025-02-07 · house · IntroReferral
Referred to the House Committee on Financial Services.
2025-02-07 · IntroReferral
Introduced in House
2025-02-07 · IntroReferral
Introduced in House
Citizen comments
Sign in to comment on this bill.
No comments yet — be the first.