HJRES 74 · in committee · significant
Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Prohibition on Creditors and Consumer Reporting Agencies Concerning Medical Information (Regulation V)".
- economy
What this bill does
- This resolution cancels a Consumer Financial Protection Bureau rule that blocks medical debt from credit reports.
- The rule affects credit reporting agencies, creditors, and consumers with medical debt.
- The cancellation takes effect immediately upon passage and reverses protections issued in January 2025.
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Community Threads
Started by Cosponsor
- 01
How might removing the ban on medical debt reporting affect credit access and borrowing costs for consumers recovering from illness or injury?
- 02
What evidence supports the argument that medical debt information improves credit risk assessment compared to other financial indicators?
- 03
Which stakeholders—creditors, credit agencies, or consumers—would benefit most from reversing the medical debt reporting prohibition?
Cosponsor writes these to seed civic discussion — they aren't user posts. Sign in to reply.

Sponsor · R-SC-5
Ralph Norman
Citizen cosponsors
0
In Congress
13/ 435
House Reps cosponsoring
Introduced 2025-03-06
Joining the bill

Andy Barr
R-KY-6 · original

Byron Donalds
R-FL-19 · original

Troy Downing
R-MT-2 · original

Scott Fitzgerald
R-WI-5 · original

Mike Flood
R-NE-1 · original

Bill Huizenga
R-MI-4 · original

Frank D. Lucas
R-OK-3 · original

Barry Loudermilk
R-GA-11 · original

Daniel Meuser
R-PA-9 · original

Tim Moore
R-NC-14 · original

Andrew Ogles
R-TN-5 · original

Ann Wagner
R-MO-2 · original
+ 1 more
Legislative timeline
2025-03-06 · house · IntroReferral
Referred to the House Committee on Financial Services.
2025-03-06 · IntroReferral
Introduced in House
2025-03-06 · IntroReferral
Introduced in House
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